USDA Loans in Nashville Tennessee

Below you will see a USDA Eligibility map of the Greater Nashville Area.  You will see areas that are shaded yellow as well as unshaded areas.  The shaded areas are areas that are not eligible for the USDA home loan while the unshaded areas are the areas that are eligible for USDA Rural Development program.

As you can see, there are many areas of the Nashville Metro area that is eligible for the no down payment program offered through the USDA Rural Development program.  Areas to the north of the city such as Whitehouse, Ridgetop, Hartsville, and Gallatin have areas that are eligible.  While to the West  areas such as Rural Hill, Holloway, Shop Springs and Lebanon are near eligible areas. If you are wanting to live south of the city in popular areas such as Smyrna, Franklin, Spring Hill, Columbia, Nolensville and Murfreesboro, you will find that you do not need to be far from the populated areas to be in an area that qualifies for the program.

The USDA Rural Development program is designed to help home buyers in designated ‘rural’ areas to overcome the primary obstacle faced by many wanting to fulfill their dream of owning a home-Down Payment.  Other programs, even the popular FHA loan program that only requires a down payment of 3.5% will still require buyers to have thousands of dollars available at closing for downpayment and/or closing costs.  With this program it is not uncommon for buyers to come to closing with no money out of pocket.

Give me a call today at 866 435 6553 if you are wanting to buy a home in the Nashville Metro Area and are considering purchasing in any of the non shaded areas in the map below, and would like to consider a loan program that requires no down payment.  I will be happy to explain the program further and help you get approved for the purchase of your new home.


USDA Map Nashville